IBPS Specialist Officers (SO) Exam is a renowned examination conducted annually for aspiring candidates wishing to serve as specialists in specific banking positions like IT, Agriculture, Marketing, etc. The entire process involves three phases of evaluation: Prelims, Mains and Interviews. It is a great option to excel your careers in banking industry with expert specialization. We have compiled informative article spreading complete information about the recruitment drive and other related details of the exam. Please do read to clarify your doubts and confusions:
Institute of Banking Personnel Selection (IBPS) released 2025 exam calendar, which gives preliminary dates of various bank exams, such as IBPS PO, Clerk, Specialist Officer (SO) and IBPS RRB. This early indication assists candidates in scheduling their preparation for the upcoming year.
Important Details:
Category |
Details |
Organization |
Institute of Banking Personnel Selection (IBPS) |
Exams |
IBPS SO |
Post Names |
Specialist Officer |
Selection Process |
Prelims, Mains, Interview |
Calendar Release |
15th January 2025 |
Official Website |
www.ibps.in |
No. of Participating Banks |
11 |
Vacancies under Specialist Officer Posts are given below:
PSBs – CRP SPL-XV Exam Dates for 2025
For FY 2025-26, IBPS SO Exam Dates for CRP SPL-XV has been already released with Bank Exam Calendar 2025. Preliminary exam will be held on 22nd and 23rd November 2025.
Sr. No. |
Activity |
IBPS SO Dates |
1 |
Online Examination – Preliminary |
22nd, 23rd November 2025 |
2 |
Online Examination – Main |
4th January 2026 |
IBPS SO Exam Overview:
Selection for SO exam conducted by IBPS follows a structured three-phase procedure:
Candidates have to clear both Preliminary and Mains exams successfully in order to proceed to the Interview round. Those candidates shortlisted after the interview will be issued an appointment letter.
IBPS SO Exam will follow a revised pattern, such as having distinct sectional time limits for every section in the preliminary exam. Preliminary exam is considered as a qualifying phase and candidates must meet the cut-off to move to Mains exam.
For different posts, there are different exam patterns, with sectional cut-offs. One has to clear all sections to make it to the Mains exam.
For the post of IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer:
S No. |
Name of Tests |
No. of Questions |
Maximum Marks |
Medium of Exam |
Duration |
1 |
English Language |
50 |
25 |
English |
40 minutes |
2 |
Reasoning |
50 |
50 |
English and Hindi |
40 minutes |
3 |
Quantitative Aptitude |
50 |
50 |
English and Hindi |
40 minutes |
Total |
150 |
125 |
120 minutes |
For the post of Law Officer and Rajbhasha Adhikari:
S No. |
Name of Tests |
No. of Questions |
Maximum Marks |
Medium of Exam |
Duration |
1 |
English Language |
50 |
25 |
English |
40 minutes |
2 |
Reasoning |
50 |
50 |
English and Hindi |
40 minutes |
3 |
General Awareness with Special Reference to Banking Industry |
50 |
50 |
English and Hindi |
40 minutes |
Total |
150 |
125 |
120 minutes |
Here is the exam structure for mains exam for IBPS SO:
For the Post of Law Officer, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer:
Name of the Test |
No. of Questions |
Maximum Marks |
Medium of Exam |
Duration |
Professional Knowledge |
60 |
60 |
English & Hindi |
45 minutes |
For the Post of Rajbhasha Adhikari:
Name of the Test |
No. of Questions |
Maximum Marks |
Medium of Exam |
Duration |
Professional Knowledge (Objective) |
45 |
60 |
English & Hindi |
30 minutes |
Professional Knowledge (Descriptive) |
2 |
- |
English & Hindi |
30 minutes |
Exam Language
All tests for IBPS SO posts are conducted bilingually, meaning they will be available in both English and Hindi.
Penalty for Incorrect Answers (Applicable to Both Prelims and Mains)
There will be a penalty of 0.25 marks for every wrong response in the Objective Tests. No penalty will be charged for questions that are left blank.
Cutoff Score (Online Main Examination)
Applicants need to score minimum required score at Online Main Examination for being shortlisted for the interview. Cutoffs shall be made based on vacancies available and IBPS's decision relating to shortlisting as well as final merit shall be final.
IBPS SO Prelims Cutoff - 2024
Prelims cut-off marks for IBPS SO Prelims Exam (2024):
Posts |
SC |
ST |
OBC |
EWS |
UR |
HI |
OC |
VI |
ID |
I.T. Officer |
36 |
32.63 |
36 |
16.75 |
36 |
15 |
26.25 |
16 |
13.75 |
Agricultural Field Officer |
51 |
46 |
51 |
51 |
51 |
29.38 |
49.88 |
41.33 |
15.88 |
Rajbhasha Adhikari |
16.25 |
8.50 |
16.25 |
16.25 |
16.25 |
NA |
33.75 |
25.75 |
NA |
Law Officer |
25.50 |
17.63 |
28.50 |
28.13 |
33.13 |
12.25 |
28.75 |
12.50 |
17.38 |
HR/Personnel Officer |
43.25 |
43 |
43.25 |
40.88 |
43.25 |
NA |
20.13 |
25.13 |
NA |
Marketing Officer |
17.25 |
15.13 |
17.25 |
16.75 |
17.25 |
13.38 |
12.38 |
16.13 |
NA |
Sectional Cut-Off Marks for IBPS SO Prelims 2024
For IT Officer (Scale-I)
Name of Test |
Maximum Marks |
SC/ST/OBC/PWBD |
EWS/General |
English Language |
25 |
4.50 |
7.25 |
Reasoning |
50 |
1.00 |
3.50 |
General Awareness/Quantitative Aptitude |
50 |
1.25 |
5.00 |
For Agricultural Field Officer (Scale-I)
Name of Test |
Maximum Marks |
SC/ST/OBC/PWBD |
EWS/General |
English Language |
25 |
5.00 |
7.75 |
Reasoning |
50 |
1.00 |
4.25 |
General Awareness/Quantitative Aptitude |
50 |
3.00 |
6.25 |
For Rajbhasha Adhikari (Scale-I)
Name of Test |
Maximum Marks |
SC/ST/OBC/PWBD |
EWS/General |
English Language |
25 |
4.50 |
7.25 |
Reasoning |
50 |
1.00 |
3.50 |
General Awareness/Quantitative Aptitude |
50 |
1.25 |
3.25 |
For Law Officer (Scale-I)
Name of Test |
Maximum Marks |
SC/ST/OBC/PWBD |
EWS/General |
English Language |
25 |
4.50 |
7.25 |
Reasoning |
50 |
1.00 |
3.50 |
General Awareness/Quantitative Aptitude |
50 |
1.25 |
3.25 |
For HR/Personnel Officer (Scale-I)
Name of Test |
Maximum Marks |
SC/ST/OBC/PWBD |
EWS/General |
English Language |
25 |
5.75 |
8.50 |
Reasoning |
50 |
1.75 |
5.25 |
General Awareness/Quantitative Aptitude |
50 |
3.00 |
6.75 |
For Marketing Officer (Scale-I)
Name of Test |
Maximum Marks |
SC/ST/OBC/PWBD |
EWS/General |
English Language |
25 |
4.50 |
7.25 |
Reasoning |
50 |
1.00 |
3.50 |
General Awareness/Quantitative Aptitude |
50 |
1.25 |
5.00 |
IBPS SO Mains Cutoff - 2025
Posts |
SC |
ST |
OBC |
EWS |
UR |
HI |
OC |
VI |
ID |
IT Officer (Scale I) |
13.00 |
10.25 |
15.50 |
14.75 |
16.50 |
8.00 |
9.75 |
8.00 |
7.75 |
Agriculture Field Officer (Scale I) |
12.50 |
12.50 |
17.00 |
17.00 |
17.00 |
12.50 |
17.50 |
13.25 |
13.25 |
Rajbhasha Adhikari (Scale I) |
14.75 |
13.50 |
14.75 |
14.75 |
14.75 |
NA |
18.25 |
20.00 |
NA |
Law Officer (Scale I) |
37.50 |
34.75 |
42.00 |
44.00 |
44.00 |
32.00 |
30.50 |
32.50 |
48.00 |
HR/Personnel Officer (Scale I) |
27.25 |
21.25 |
26.75 |
26.50 |
27.25 |
NA |
19.25 |
22.25 |
NA |
Marketing Officer (Scale I) |
14.50 |
14.50 |
14.50 |
18.50 |
18.50 |
19.00 |
14.75 |
30.50 |
NA |
Interview Process for IBPS SO
Age Limit for IBPS SO exam
Applicant should be between 20 to 30 years of age to apply for the IBPS SO exam. Relaxation in age is allowed for reserved category candidates as under:
Category |
Age Relaxation |
SC/ST |
5 years |
OBC |
3 years |
PWD |
10 years |
Ex-Servicemen/Commissioned Officers |
5 years |
Jammu & Kashmir Domicile (01.01.1980 - 31.12.1989) |
5 years |
Affected by 1984 riots |
5 years |
Eligibility Criteria for IBPS SO exam
To be eligible for IBPS SO exam, candidates must meet the following criteria: citizenship, age limit and educational qualifications.
Citizenship Criteria
IBPS SO Educational Qualifications
Post |
Educational Qualification |
IT Officer (Scale I) |
Engineering degree in Computer Science/IT/Computer Applications or related fields, or Post Graduate Degree in Computer Science/IT, or DOEACC 'B' level exam qualification. |
Agricultural Field Officer |
4-year degree in Agriculture, Horticulture, Veterinary Science, Dairy Science, Agricultural Engineering, or related fields. |
Rajbhasha Adhikari (Scale I) |
Post Graduate in Hindi with English at graduation or Post Graduate in Sanskrit with English and Hindi at graduation. |
Law Officer (Scale I) |
Bachelor’s degree in Law and enrolled as an advocate with Bar Council. |
HR/Personnel Officer (Scale I) |
Graduate and Post Graduate/Diploma in Personnel Management, Industrial Relations, HR, or related fields. |
Marketing Officer (Scale I) |
Graduate with MMS (Marketing), MBA (Marketing), or PGDBA/PGDBM with specialization in Marketing. |
Credit History
Applicants should have a good credit record at the time of joining, according to bank's policy. If the CIBIL status is not updated, they must update it or provide NOCs for negative accounts. Failing this can lead to withdrawal of the offer. Candidates who don't have a bank account need not submit the CIBIL status and there is no need to have a good CIBIL score for applying.
IBPS SO Application Fee
Online Application Procedure
1. Go to the official IBPS portal (www.ibps.in) and click on the link for "CRP-Specialist Officers”.
2. Click on "New Registration" to fill in your basic information. Provisional registration number and password will be created.
3. Upload all the necessary documents: Photograph, Signature, Thumb Impression, Handwritten Declaration, and certificates as applicable.
4. Double-check your application before sending as modifications cannot be done after sending. Blind candidates should have their details confirmed prior to submission.
Call Letters
Candidates must download their call letter for exams and interviews from the official IBPS website using their Registration Number and Password/Date of Birth. No hard copies will be sent by post.
Scribe Guidelines for Disability Persons
Guidelines for Specific Disabilities
These guidelines are liable to change according to updates as per Government of India regulations.
Identity Verification
1. Documents to be Provided: Valid photo ID bearing the same name as on the call letter should be provided by candidates (e.g., PAN card, Passport, Driving License, Voter ID, Aadhaar card). Photocopies of the ID and call letter are required for verification. Ration cards and learner's licenses are not acceptable. Candidates who have changed their name should bring the supporting documents (e.g., Gazette notification, marriage certificate or affidavit). Signature in capital letters is not acceptable.
2. Biometric Verification: Applicants are required to adhere to biometric information (fingerprint and photo) capture. Any changes in appearance or refusal to participate may lead to disqualification. Dry, clean fingers are necessary for biometric capture.
3. Other Documents: Candidates are required to bring a recent passport size photograph (identical to the photograph on the call letter) with them to the exam and interview. Call letter will be stamped/verified at the test center.
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